12560 Emerald Lake Drive, Panama City Beach, FL 32407
Local realty services provided by:Better Homes and Gardens Real Estate Historic
Listed by: melissa k ryan, katie l patronis
Office: century 21 ryan realty inc
MLS#:787111
Source:FL_BCMLS
Price summary
- Price:$780,000
- Price per sq. ft.:$300.35
About this home
Builder's Personal Custom built Luxury Home on a natural Lake in this Prime Panama City Beach Location! This stunning home is situated on a cul-de-sac and offers the perfect blend of privacy, elegance, and convenience--just two blocks from the World's Most beautiful beaches in Panama City Beach and moments from Pier Park dining and shopping, Top Golf, the new Dolly Parton Pirates Voyage dinner shows, and convenient to some of the beaches top-rated schools. Built in 2020 to the highest hurricane standards with upgraded doors and windows, this home has been thoughtfully designed inside and out. Step inside to find luxury vinyl plank flooring, shiplap accents in every primary room, and an inviting open-concept floorplan that flows seamlessly from the living room to the dining area and into the chef's kitchen. The kitchen is a showstopper, featuring quartz countertops, beautiful backsplash,a stainless steel appliances with dual oven electric stove, a pot filler, top-of-the-line slide-out microwave drawer, and soft-close shaker cabinets--perfect for entertaining or everyday living. Enjoy year-round comfort with a Rinnai tankless water heater providing endless hot water, plus hot and cold exterior faucets for convenience. The cozy enclosed patio room is used as an extra den and is the perfect spot for relaxing and overlooking the private natural lake, creating a peaceful setting for morning coffee or evening gatherings. This home offers flexibility with a bonus room/office on the main floor and an upstairs loft that can easily serve as a second office, media area, or playroom. The oversized garage is extra deep and includes a third golf cart door, ceiling fans, and additional golf cart parking alongside the home--ideal for a small boat.
The Additional highlights include: Private cul-de-sac location on a secluded lake Enclosed sunroom with lake views, Extra storage and parking options only Minutes to schools, shopping, entertainment, and the beach. This property truly checks every box: prime location, quality construction, modern updates, and a serene setting. Don't miss this rare opportunity to own a custom builder's personal home in the heart of Panama City Beach! No HOA fees!!!!...
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Home facts
- Year built:2019
- Listing ID #:787111
- Added:55 day(s) ago
- Updated:May 15, 2026 at 07:23 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:17
- Dining Description:EntranceFoyer
- Kitchen Description:Electric Cook Top, Electric Oven, Electric Range
- Living area:2,597 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:2019
- Building area:2,597 sq. ft.
- Lot area:0.18 Acres
- Lot Features:Cul de sac
- Architectural Style:Contemporary
- Exterior Features:Balcony, Deck, Dock, Patio
- Foundation Description:Slab
- Levels:2 Story
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Hutchison Beach
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$780,000
- Price per sq. ft.:$300.35
- Tax amount:$3,237 (2025)
Features and amenities
- Amenities:DoublePaneWindows, ElectricCooktop, ElectricOven, ElectricRange, EntranceFoyer, FireAlarm, SecurityLights, SecuritySystem, SecuritySystemOwned, SmokeDetectors
Parking
- Parking description:Garage, Paved
- Garage:Yes
- Garage spaces:2
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