1440 Dover Road, Panama City, FL 32404
Local realty services provided by:Better Homes and Gardens Real Estate Historic
Listed by: michele monastra
Office: epique realty inc
MLS#:791835
Source:FL_BCMLS
Price summary
- Price:$824,000
- Price per sq. ft.:$228.76
About this home
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access
Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced.
Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay.
The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property ->with a dedicated driveway and garage. This level offers convenient single-level, step-free living -> no stairs throughout (just a small lip at the entry) and a zero-entry shower, making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level.
Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station.
With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here....
Contact an agent
Home facts
- Year built:1950
- Subdivision & Development:Donalson Point
- Listing ID #:791835
- Added:68 day(s) ago
- Updated:September 21, 2026 at 07:58 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Rooms Total:12
- Dining Description:EntranceFoyer, SmartThermostat
- Bathrooms Description:SmartThermostat
- Kitchen Description:Electric Range, Tankless Water Heater
- Bedroom Description:SmartThermostat
- Living area:3,602 sq. ft.
Heating and cooling
- Cooling:CentralAir
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Composition, Shingle
- Year built:1950
- Building area:3,602 sq. ft.
- Lot area:0.57 Acres
- Architectural Style:Split Level
- Construction Materials:Block
- Exterior Features:Deck, Porch
- Levels:2 Story
Schools
- High school:Rutherford
- Middle school:Tyndall Academy
- Elementary school:Tyndall Academy
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$824,000
- Price per sq. ft.:$228.76
Features and amenities
- Amenities:DoublePaneWindows, ElectricRange, EntranceFoyer, SmartThermostat, TanklessWaterHeater
Parking
- Parking description:Additional Parking, Garage
- Garage:Yes
- Garage spaces:3
New listings near 1440 Dover Road
- Coming Soon
$375,000Coming Soon3 beds 3 baths2,029 sq. ft.8011 Blanche Drive, Panama City, FL 32404
MLS# 795648Listed by: EXP REALTY LLC - Coming Soon
$369,900Coming Soon4 beds 2 baths1,731 sq. ft.800 Cason Circle, Panama City, FL 32405
MLS# 795521Listed by: EMPIRE REAL ESTATE OF FLORIDA LLC - Coming Soon
$259,500Coming Soon2 beds 2 baths1,216 sq. ft.401 E Beach Drive #C4, Panama City, FL 32401
MLS# 795551Listed by: SALTY MARLIN REALTY LLC - New
$299,999Active5 beds 2 baths2,034 sq. ft.1224 S Berthe Avenue, Panama City, FL 32404
MLS# 795647Listed by: ERA NEUBAUER REAL ESTATE INC - New
$219,000Active3 beds 1 baths874 sq. ft.1434 W 10th Street, Panama City, FL 32401
MLS# 795645Listed by: REAL BROKER LLC - New
$349,000Active3 beds 2 baths1,273 sq. ft.3104 W 16th Street, Panama City, FL 32401
MLS# 795646Listed by: REAL BROKER LLC - New
$99,000Active0.2 Acres229 Maine Avenue, Panama City, FL 32401
MLS# 795639Listed by: ANCHOR REALTY FLORIDA - New
$285,000Active4 beds 3 baths1,732 sq. ft.128 Central Avenue, Panama City, FL 32401
MLS# 795634Listed by: CENTRAL BAY REALTY AND PROPERTY MANAGEMENT LLC - New
$449,900Active4 beds 2 baths1,980 sq. ft.6224 Seminole Drive, Panama City, FL 32404
MLS# 795633Listed by: COASTAL SUN REALTY LLC
$314,900Pending3 beds 2 baths1,580 sq. ft.7051 Merlyn Dethlefsen Road, Panama City, FL 32404
MLS# 795628Listed by: DR HORTON REALTY OF EMERALD COAST, LLC