4105 Oak Street, Kansas City, MO 64111

Kansas City
Local realty services provided by:Better Homes and Gardens Real Estate Kansas City Homes
4105 Oak Street,Kansas City, MO 64111
$325,000
  • - Beds
  • - Baths
  • - sq. ft.
  • Multi-family
  • Active
Listed by: khorey kilgore, andrea wardell
Office: wardell & holmes real estate
MLS#:2634112
Source:MOKS_HL

Price summary

  • Price:$325,000

About this home

Two ways to win: house hack it or hold it. Both units are now leased. The 2BR/1.5BA lower unit just signed a 12-month lease at $1,200/month. The 3BR/1.5BA upper unit is month-to-month, so an owner-occupant can give proper notice and move into the larger unit while the lower lease helps pay the note. An investor can keep both tenants in place and reset the upper rent toward market. Two-unit property, so it qualifies for FHA (3.5% down) and conventional owner-occupant financing (5% down). FHA's self-sufficiency test only applies to 3-4 unit buildings, so this duplex avoids a hurdle that larger multifamily properties face. With a signed lease on the lower unit, lenders can typically count 75% of that rent toward qualifying. Located in Vanderbilt Place in the Valentine/Westport corridor, minutes from Westport, the Country Club Plaza, and KU Medical Center, in one of Kansas City's most consistently strong rental submarkets. Separate utility meters, forced-air gas heat, central electric...

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Home facts

  • Year built:1900
  • Subdivision & Development:Vanderbilt Place
  • Listing ID #:2634112
  • Added:90 day(s) ago
  • Updated:November 13, 2026 at 03:33 PM

Rooms and interior

  • Basement:Yes

Heating and cooling

  • Cooling:Electric
  • Heating:Forced Air Gas

Structure and exterior

  • Roof:Composition
  • Year built:1900
  • Lot area:0.11 Acres
  • Construction Materials:Frame, Vinyl Siding

Utilities

  • Water:City/Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$325,000

Parking

  • Total parking spaces:3
  • Parking description:Off Street
MLS LogoHeartlandMLS©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the HeartlandMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data <Last Updated November 13, 2026

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