7 Rowan Street, Middletown, NY 10940

Here is the rare first home that costs almost nothing to worry about. It has been remodeled through and through, so the bills that scare new owners are already behind you. The kitchen is brand new. The bathroom is brand new. The roof is only 8 years young, the siding is new, the windows are new, and even the water service line has been replaced. Natural gas heat keeps the coldest stretch of winter affordable, and municipal water and sewer keep your monthly costs low and predictable. There is no repair fund to build and no project waiting for your first weekend, and it all sits in Middletown, one of the most in-demand markets in Orange County right now. Low to own, already finished, and in the place everyone is trying to get into. That is the smart part. Here is the part that matters just as much. For a long time now, you have been living inside someone else's four walls, paying into a place that was never going to be yours, or making do under a roof that belonged to someone else,...