181 Cross Street, Urbanna, VA 23175
Local realty services provided by:Better Homes and Gardens Real Estate Base Camp
181 Cross Street,Urbanna, VA 23175
$998,500
- 4 Beds
- 4 Baths
- 2,681 sq. ft.
- Single family
- Pending
Listed by:neena rodgers
Office:pearls of the chesapeake llc.
MLS#:2519243
Source:RV
Price summary
- Price:$998,500
- Price per sq. ft.:$372.44
About this home
First time offered! A Rare Waterfront Treasure in the Heart of Urbanna.
Nestled seamlessly into the landscape, this picture-perfect brick home offers breathtaking views of the Rappahannock River and the serene beauty of Chesapeake Bay wildlife. Watch unforgettable sunrises each morning and enjoy ever-changing water vistas throughout the day.
The main residence, with its two mirror-image levels, features 4 bedrooms and 4 ensuite baths, providing generous space for family, guests, or multi-generational living. Each level includes living rooms, a full kitchen and independent access, allowing for versatility and privacy. Thoughtfully designed for comfort, the home blends classic character and modern amenities to create relaxed riverfront living and seamless indoor-outdoor transitions. Wood flooring, refreshment bar, two gas fireplaces, custom built-ins, and multiple walk-in closets ensure ample storage and style throughout. Savor expansive views and the captivating sights of Urbanna Harbor from the full-width deck spanning the first level. The lower level opens onto a spacious patio and screened room, leading to the water’s edge and your private dock.
A free-standing garage, complete with full bath and a welcoming porch overlooking the water, has played host to many lively oyster roasts and joyful gatherings. Above it, a private guest suite offers comfort and privacy for visitors—or income-generating potential.
This meticulously maintained, all-brick home is just a short stroll to the charming Village of Urbanna close to shops, dining and marina amenities. Beautifully landscaped and nicely elevated, no flood insurance is required. No drive-bys or turn-arounds, please. Whether you're seeking a full-time haven or the riverfront retreat of your dreams, this cherished gem is the ideal waterfront escape.
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Home facts
- Year built:1992
- Listing ID #:2519243
- Added:76 day(s) ago
- Updated:September 13, 2025 at 07:31 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:4
- Full bathrooms:4
- Living area:2,681 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Electric, Heat Pump
Structure and exterior
- Roof:Composition
- Year built:1992
- Building area:2,681 sq. ft.
- Lot area:1.52 Acres
Schools
- High school:Middlesex
- Middle school:Saint Clare Walker
- Elementary school:Middlesex
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$998,500
- Price per sq. ft.:$372.44
- Tax amount:$2,735 (2024)
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. All information provided is deemed reliable but is not guaranteed accurate.The multiple listing information is provided by Central Virginia Regional Multiple Listing Service, LLC from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.New listings near 181 Cross Street
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