181 Cross Street, Urbanna, VA 23175
Local realty services provided by:Better Homes and Gardens Real Estate Base Camp



181 Cross Street,Urbanna, VA 23175
$998,500
- 4 Beds
- 4 Baths
- 2,681 sq. ft.
- Single family
- Pending
Listed by:neena rodgers
Office:pearls of the chesapeake llc.
MLS#:2519243
Source:RV
Price summary
- Price:$998,500
- Price per sq. ft.:$372.44
About this home
First time offered! A Rare Waterfront Treasure in the Heart of Urbanna.
Nestled seamlessly into the landscape, this picture-perfect brick home offers breathtaking views of the Rappahannock River and the serene beauty of Chesapeake Bay wildlife. Watch unforgettable sunrises each morning and enjoy ever-changing water vistas throughout the day.
The main residence, with its two mirror-image levels, features 4 bedrooms and 4 ensuite baths, providing generous space for family, guests, or multi-generational living. Each level includes living rooms, a full kitchen and independent access, allowing for versatility and privacy. Thoughtfully designed for comfort, the home blends classic character and modern amenities to create relaxed riverfront living and seamless indoor-outdoor transitions. Wood flooring, refreshment bar, two gas fireplaces, custom built-ins, and multiple walk-in closets ensure ample storage and style throughout. Savor expansive views and the captivating sights of Urbanna Harbor from the full-width deck spanning the first level. The lower level opens onto a spacious patio and screened room, leading to the water’s edge and your private dock.
A free-standing garage, complete with full bath and a welcoming porch overlooking the water, has played host to many lively oyster roasts and joyful gatherings. Above it, a private guest suite offers comfort and privacy for visitors—or income-generating potential.
This meticulously maintained, all-brick home is just a short stroll to the charming Village of Urbanna close to shops, dining and marina amenities. Beautifully landscaped and nicely elevated, no flood insurance is required. No drive-bys or turn-arounds, please. Whether you're seeking a full-time haven or the riverfront retreat of your dreams, this cherished gem is the ideal waterfront escape.
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Home facts
- Year built:1992
- Listing Id #:2519243
- Added:34 day(s) ago
- Updated:August 14, 2025 at 07:33 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:4
- Full bathrooms:4
- Living area:2,681 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Electric, Heat Pump
Structure and exterior
- Roof:Composition
- Year built:1992
- Building area:2,681 sq. ft.
- Lot area:1.52 Acres
Schools
- High school:Middlesex
- Middle school:Saint Clare Walker
- Elementary school:Middlesex
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$998,500
- Price per sq. ft.:$372.44
- Tax amount:$2,735 (2024)
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