40 W 21st Street, Richmond, VA 23225

Richmond
Local realty services provided by:Better Homes and Gardens Real Estate Base Camp
40 W 21st Street,Richmond, VA 23225
$324,950
Virtual Tour
  • 3 Beds
  • 3 Baths
  • 1,520 sq. ft.
  • Single family
  • Active
Listed by: will guza
Office: joyner fine properties
MLS#:2604003
Source:RV

Price summary

  • Price:$324,950
  • Price per sq. ft.:$213.78

About this home

This is a unique new construction opportunity from Habitat for Humanity for buyers whose household income is @ 80% or lower area median income for Richmond. You get a 1st mortgage & Habitat for Humanity provides an interest-free deferred "silent" 2nd mortgage to reduce the amount needed to finance the purchase up to a max of 40% of the purchase price. Further details can be found in the listing supplements. The buyer does not pay on the 2nd mortgage until they either sell the house or pay off the 1st mortgage. Through Habitat's silent 2nd mortgage, the subsidy essentially makes the price substantially less than the list price! This is creative affordable housing @ work! Low maintenance hardi-plank siding with vinyl/PVC trim & TPO membrane & metal roof. Walk in from the covered front porch to a large living room open to the kitchen with a ceiling fan & high-quality LVP flooring. The eat-in kitchen with space for a table has expansive granite counters, Whirlpool SS appliances, & pendant...

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Home facts

  • Year built:2025
  • Listing ID #:2604003
  • Added:149 day(s) ago
  • Updated:July 24, 2026 at 06:02 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Rooms Total:6
  • Flooring:Vinyl
  • Dining Description:Dining Area
  • Bathrooms Description:Double Vanity
  • Kitchen Description:Dishwasher, Electric Cooking, Microwave, Oven, Pantry, Range, Refrigerator, Smooth Cooktop, Stove
  • Basement:Yes
  • Basement Description:Crawl Space
  • Living area:1,520 sq. ft.

Heating and cooling

  • Cooling:Electric, Heat Pump
  • Heating:Electric, Heat Pump

Structure and exterior

  • Roof:Metal, Rubber
  • Year built:2025
  • Building area:1,520 sq. ft.
  • Lot area:0.07 Acres
  • Lot Features:Cleared, Level
  • Architectural Style:Row House, Two Story
  • Construction Materials:Block, Drywall, Frame
  • Exterior Features:Deck, Front Porch, Porch
  • Levels:Two, Two Story

Schools

  • High school:Armstrong
  • Middle school:Boushall
  • Elementary school:Blackwell

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$324,950
  • Price per sq. ft.:$213.78
  • Tax amount:$624 (2025)

Features and amenities

  • Appliances:Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Oven, Range, Refrigerator, Smooth Cooktop, Stove, Water Heater
  • Laundry features:Dryer Hookup, Washer Hookup
  • Amenities:Ceiling Fans, Granite Counters, High Speed Internet, Recessed Lighting, Thermal Windows, Walk-In Closets

Parking

  • Parking description:No Garage, On Street
MLS LogoThe information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing. All information provided is deemed reliable but is not guaranteed accurate.The multiple listing information is provided by Central Virginia Regional Multiple Listing Service, LLC from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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