404 Bay Cove, Ridgeland, MS 39157
Local realty services provided by:Better Homes and Gardens Real Estate Expect Realty
Listed by: heather gibson
Office: exit realty collective
MLS#:4140407
Source:MS_UNITED
Price summary
- Price:$489,000
- Price per sq. ft.:$170.68
- Monthly HOA dues:$170
About this home
Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles.
Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation.
Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones.
The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room.
One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water.
The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space.
Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space.
The current owners have thoughtfully enhanced the home with:
- New flooring
- Quartz countertops
- Updated lighting and fixtures
- Tankless water heater
- Electric car charging plug
Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come.
This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living.
Schedule your private showing today and experience it for yourself....
Contact an agent
Home facts
- Year built:2002
- Listing ID #:4140407
- Added:100 day(s) ago
- Updated:June 06, 2026 at 02:42 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Flooring:Carpet
- Bathrooms Description:Double Vanity
- Kitchen Description:Double Vanity, Eat-in Kitchen, Kitchen Island
- Living area:2,865 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Central, Fireplace(s)
- Central air:Yes
Structure and exterior
- Year built:2002
- Building area:2,865 sq. ft.
- Lot area:0.24 Acres
- Lot Features:Cul-De-Sac
- Architectural Style:French Acadian
- Construction Materials:Brick
- Exterior Features:Boat Slip
- Foundation Description:Slab
- Levels:2 Story
Schools
- High school:Ridgeland
- Middle school:Olde Towne
- Elementary school:Ann Smith
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$489,000
- Price per sq. ft.:$170.68
- Tax amount:$3,040 (2025)
Features and amenities
- Laundry features:Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup
- Amenities:Bay Window(s), Breakfast Bar, Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, His and Hers Closets, Insulated Windows, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk-In Closet(s)
Parking
- Parking description:Concrete, Parking Pad
- Garage:Yes
- Garage spaces:2
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